Travel Health Insurance - Insuring You r Overseas Travels
If You 're a U.S. retiree receiving Medicare, or a disabled American receiving Medicaid, and You think You have travel health insurance coverage through These federal plans - think again. You don't.
Medicaid never provides coverage outside of the U.S. and Medicare rarely does. The exceptions that would cover You for travel health insurance through You r Medicare plan would be some emergencies while You were traveling in Canada or Mexico. The rare Medicare travel health insurance coverage could be for inpatient hospital treatment and stay, but only if You are in the United States when You r medical emergency occurs and close enough to the border of either Canada or Mexico that the nearest medical facility would be outside of the U.S. This might be an eventuality if You are traveling to or from Alaska, or if You live in a border city.
Travel Health Insurance Is A 'Must Have'
Travel health insurance is therefor e a must have if You a Medicaid or Medicare recipient with no supplement and are going to be doing some traveling.
The U.S. government urges its citizens to check with their health carrier prior to traveling anywhere overseas and suggests travel agents or other private firms as resources for travel health insurance. You can go to the federal site, www.travel.state.gov and choose the country in which You are going to be traveling for infor mation on the quality of the country's medical services. Regarding travel health insurance as well as the availability and types of medical care in various for eign countries You can also order a brochure published by the U.S. State Department's Bureau of Consular Affairs, entitled "Medical Infor mation for Americans Traveling Abroad."
The U.S. government urges its citizens to check with their health carrier prior to traveling anywhere overseas and suggests travel agents or other private firms as resources for travel health insurance. You can Travel health insurance may not seem necessary if, after checking with You r insurance provider, You find that You r policy pays You r medical emergency care while You are traveling abroad. However, were You to experience an emergency that would require a medical evacuation, with the resulting expense of travel changes, You would need travel health insurance for financial help with These expenses. You r medical insurance provider would not provide this coverage.
Travel health insurance coverage, from one week to three years is easily available online. You can even acquire travel health insurance coverage for same day travel. You can choose one trip travel health insurance or, for frequent travelers, an annual plan that covers all You r trips for the year.